Terms of Service | Bucks Insights Financial Education Website

Last Updated: January 6, 2026

Welcome to Bucks Insights Terms of Service. By using our South African financial education platform, you agree to these terms and conditions.

Agreement to Terms

By accessing and using Bucks Insights (bucksinsights.com), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.

Use of Website

Permitted Use

You may use our website for:

Personal, non-commercial purposes
Reading and learning from our financial content
Subscribing to our newsletter
Sharing our content with proper attribution

Prohibited Use

You may not:

Copy, reproduce, or republish our content without permission
Use our website for any illegal or unauthorized purpose
Attempt to gain unauthorized access to our systems
Transmit viruses, malware, or other harmful code
Scrape, harvest, or collect information from our website using automated means
Impersonate any person or entity
Interfere with the proper functioning of our website

Intellectual Property

All content on Bucks Insights, including but not limited to text, images, logos, graphics, and design, is the property of Bucks Insights or our content suppliers and is protected by South African and international copyright laws.

You may not reproduce, distribute, modify, or create derivative works from our content without our express written permission.

Financial Information Disclaimer

Educational Purpose Only

The information provided on Bucks Insights is for educational and informational purposes only. It is not intended as:

Professional financial advice
Investment advice
Tax advice
Legal advice
A recommendation to buy or sell any securities or financial products

No Professional Relationship

Using our website does not create a financial advisor-client relationship. We are not licensed financial advisors, and you should not rely solely on our content for financial decisions.

Personal Responsibility

You are solely responsible for your financial decisions. Before making any investment or financial decision, you should:

Consult with qualified financial professionals
Conduct your own research
Consider your personal financial situation and risk tolerance
Verify all information independently

No Guarantees

We make no guarantees or warranties about:

The accuracy, completeness, or timeliness of information
Financial outcomes or results from using our information
The suitability of any financial strategy for your circumstances

Market Risks

Financial markets involve risk, including the potential loss of principal. Past performance does not guarantee future results.

Third-Party Links and Advertisements

Our website may contain:

Links to third-party websites
Advertisements served by third parties (including Google AdSense)
References to third-party products or services

We are not responsible for:

The content, accuracy, or practices of third-party websites
Products or services advertised on our website
Transactions between you and third parties

Clicking on third-party links or advertisements is at your own risk. We recommend reviewing the terms and privacy policies of any third-party websites you visit.

User-Generated Content

If we allow comments or submissions in the future:

You retain ownership of content you submit
You grant us a non-exclusive license to use, display, and distribute your content
You represent that your content does not violate any laws or third-party rights
We reserve the right to remove any content at our discretion

Accuracy of Information

Best Efforts

We strive to provide accurate and current information, particularly regarding South African financial matters. However:

Financial regulations and tax laws change frequently
We may make errors or omissions
Information may become outdated

Verification Required

Always verify financial information, especially:

Tax regulations and deadlines
Interest rates and fees
Investment requirements and restrictions
Legal and regulatory requirements

Limitation of Liability

To the fullest extent permitted by law:

No Liability for Decisions

We are not liable for any financial losses, damages, or consequences resulting from:

Your use of or reliance on our website or content
Financial decisions made based on our information
Errors, omissions, or inaccuracies in our content
Interruption or unavailability of our website

Maximum Liability

In no event shall our total liability exceed the amount you paid to access our website (which is currently zero for free content).

Types of Damages

We are not liable for:

Direct, indirect, incidental, or consequential damages
Loss of profits, revenue, or business opportunities
Loss of data or information
Personal injury or property damage

Indemnification

You agree to indemnify and hold harmless Bucks Insights, its owners, employees, and affiliates from any claims, losses, damages, liabilities, and expenses (including legal fees) arising from:

Your use of our website
Your violation of these Terms of Service
Your violation of any laws or third-party rights
Financial decisions you make based on our content

Changes to Website and Services

We reserve the right to:

Modify or discontinue our website or services at any time
Change these Terms of Service at any time
Update or remove content without notice

Continued use of our website after changes constitutes acceptance of the modified terms.

Applicable Law - South Africa

These Terms of Service are governed by the laws of South Africa. Any disputes arising from these terms or your use of our website shall be subject to the exclusive jurisdiction of the South African courts.

Severability

If any provision of these Terms of Service is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and Bucks Insights regarding your use of our website.

Contact Information

If you have questions about these Terms of Service, please contact us:

Email: info@bucksinsights.com
Phone: 083-577-6145
Website: bucksinsights.com

Specific Disclaimers for South African Users

FAIS Disclaimer

Bucks Insights is not a Financial Services Provider (FSP) as defined by the Financial Advisory and Intermediary Services Act (FAIS). We do not provide personalized financial advice and are not authorized by the Financial Sector Conduct Authority (FSCA).

Tax Disclaimer - SARS Compliance

Tax information provided is general in nature and based on current South African Revenue Service (SARS) regulations. Tax laws change frequently, and your individual tax situation may differ. Always consult with a registered tax practitioner for personal tax advice.

Investment Disclaimer

We do not recommend specific investments or securities. Investment information is for educational purposes only. South African investors should be aware of risks including currency fluctuation, market volatility, and regulatory changes.

By using Bucks Insights, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.